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Meanwhile, have you started your Loan Process? Place yourself in a position of strength and leverage before you start shopping for your next home!  Know how much home you can afford!  Your First step is to Select a local, reputable mortgage company. Once you have gone through the process, you will receive a Loan Approval letter A loan approval letter means: you have made application with the lender of your choice, provided 2 months of pay stubs and 2 years of tax returns, and any other documentation required by the lender.  Your credit history will be reviewed, and most automated systems will then issue you a score and they will determine what interest rate you will get your mortgage for. 

I am happy to refer trusted mortgage company / loan officers for your consideration.

Most seller’s agents will require a buyer to submit this powerful letter with any purchase offer a buyer’s agent submits.

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